Vehicle & Property Damage Claims
Vehicle & Property Damage Claim Adjuster
Licensed Public Adjuster with decades of experience guiding property and vehicle-related insurance claims. We blend policy knowledge, property loss expertise, and practical assessment skills to help you recover compensation for vehicles or personal property damaged through covered events.
What we do for you
- Inspect property/vehicle damage
- Prepare claim documentation
- File your claim accurately
- Negotiate with the insurer
- Maximize your payout
Get Your Free Claim Evaluation
Vehicle Collision Damage to Your Home
If you’ve recently have had a vehicle strike your home and or any other structures on the property, then navigating the aftermath of a claim like this can be overwhelming. Especially, when it comes to filing a claim with your home insurance carrier as a first party claimant. Your insurance company will insist that you go after the responsible party that damaged your home. However, you really don’t want to do that. We will explain this in further detail if you decide to contact us or give us the opportunity to explain. Your insurance carrier doesn’t give two hoots about your property damage that an out-of-control driver of a vehicle that they do not insure has caused property damage to your home. Believe me when I say that your insurance company does not want to process this type of property damage home insurance claim as a first party named insured filing for benefits.
At Advocate Public Adjustment, we specialize in handling the structural damage that a vehicle strike can cause to your home and surrounding property. Whether you’re in Philadelphia, Bucks County, Montgomery County, Delaware County and Chester County, Pennsylvania our team is here to protect your benefits and make the process as smooth and stress-free as possible.
Why You Need A Property Damage Claims Advocate
When a vehicle strike damages your home there is a lot to think about. Especially, if the home were structurally damaged to the point that it is unsafe to maintain your standard of living. That said, do you and your family members need housing benefits? The insurance company would love to place you in the cheapest place possible if it were up to them.
Can you or should we say DO YOU really TRUST the insurance company to what is right? Really? Never allow the insurance company to make your claim for you. That is what we do as your Advocate Public Adjuster. We establish the settlement amount needed to restore the property back to a pre-loss condition that existed prior to this occurrence ever happening in the first place. Not the insurance company.
We will meet with the insurance company engineers, contractors, adjusters or any other representative that may choose to investigate this type of loss. You really need to understand that the insurance company has all the experts that will try to substantially limit the amount of your loss. We are your true Advocate not them.
We will examine your policy in detail, assess and evaluate the damage thoroughly, and ensure every aspect of your loss is accounted for and properly documented.
Our mission is to maximize your home claim settlement and eliminate the burden of dealing with complex claim procedures, and conditions that will apply to the claim.
- You owe it to yourself to call Advocate Public Adjustment when your home or business sustains water damage. We are Your Water Damage Public Adjuster who will deliver the results you deserve as a policyholder when water intrusion damages your home.
- The water damage insurance claim valuation process can be complicated if you are not trained properly. Since 1992 Rick Kinney has been negotiating Water Damage Home and Business Insurance Claim Settlements.
- Water damage to your home or business is not always apparent or visible. However, there are techniques and methods that we use in the water damage insurance claim industry that can identify the smallest amount of moisture levels that the naked eye cannot notice.
- Extreme care must be taken when water damages your home, business and or personal property.
- Precise drying out of the structure techniques and proper methods of repair are defined by Advocate Public Adjustment as your professional water damage public adjuster. We eliminate future issues that could develop if not addressed properly when a sudden and accidental water damage occurrence to your home.
- If this is not addressed and dealt with in a timely manner it may cause a denial of your home water damage insurance claim or business water damage claim. More importantly, it could trigger issues down the road if you were ever to sell the property.
- Please understand that all claims filed these days are entered into the “CLUE” database. Comprehensive Loss Underwriting Exchange. This means that if you were to sell the property you would need to disclose the fact the you had a WATER DAMAGE occurrence.
- The new buyer will want to know this fact and will be concerned about MOLD & MOLD SPORES. Typically, you will need to show professional documentation that this was handled properly and was mitigated by professionals.
- Advocate Public Adjustment understands this very well as Your Advocate in Water Damage Home and Business Claims.
- Experience with Water Damage Home Claims Since 1992 is a critical element when processing and negotiating a successful water damage claim settlement from start to finish on your behalf.
- Advocate Public Adjustment Public Adjusters have the water damage experience and knowledge with proper building construction methods, proper water damage clean-up techniques and with water damage evaluation estimating systems that create thorough detailed line by line unit cost insurance estimates used in the industry. This works to your advantage.
- One call to “Your Water Damage Public Adjuster” can change the anxiety levels you may develop with a quick rapid response taking control once Advocate Public Adjustment is on the scene.
- Insurance companies are in business to make money and not give it away. This is called “PROFIT”. They make it hard for you to receive what you are really entitled.
- Advocate Public Adjustment Public Adjusters will make certain to maximize your home, or business personal property water damage insurance claim.
- Your home is your most valuable possession that is unless you have children of course. We protect your assets and cover your interest making sure that you are compensated for every dollar owed to you under the policy that you purchased.
- Advocate Public Adjustments Public Adjusters will see that your property is restored back to a Pre-Loss Condition that existed prior by avoiding the haggling and stress your insurance company will impose on you when filing a Plumbing HVAC Leak Water Damage insurance claim.
What is Covered in a vehicle strike to your home?
Any and all physical damage that the vehicle caused as a result of the vehicle impact of the home. This may consist of or include:
- Structural damage to the home framing system.
- Mechanical components such as Air Conditioners, heaters, water sprinkler systems and etc.
- Electrical System and outside security equipment.
- Plumbing in the walls, ceiling and floor as well as in the ground outside
- Windows & Doors
- Landscaping, shrubs, trees,
- Fencing, posts and signs.
- Retaining Walls
- Mail Box, Light Poles and much more
It’s essential to understand that we fully understand your policy and what you are entitled as a policyholder. Advocate Public Adjustment will help you get through this ordeal with the least amount of stress and frustration possible. After all you didn’t cause this problem or situation. When a vehicle strike damages your home Advocate Public Adjustment strikes back even harder. Making certain that you are fully compensated for damages that you did not create or no fault of your own.
Call Advocate Public Adjustment (215) 364-4546 We are Only a Phone Call Away Or simply fill out the form so we can help you.
(215) 364-4546
Get maximum benefits that you deserve from a Hail Damage Insurance Claim.