Vandalism Home Claims

Vandalism Insurance Claim Experts

Licensed Public Adjuster with decades of full-time experience handling vandalism and malicious damage claims. We apply policy interpretation, detailed damage assessment, and strategic negotiation to help you recover compensation for vandalism-related loss.

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First of all, it’s important to note that the meaning of “Vandalism” in the home insurance claims industry is the intentional destruction or defacement of property. Typically, without the intent to steal. Actions of breaking windows, spraying graffiti and or damaging personal belongings can be considered actions of the intent to cause harm and destruction or create vandalism.

For example, if your home was damaged by a burglar breaking into your home causing damage to the building, such as the door, door jambs, or a window to gain entry, but nothing was stolen or taken, then no theft occurred…right? Your claim may be categorized as vandalism. The intent to cause damage to your home by breaking the door, door jamb, or window intentionally is all that is required.

Nothing stolen changes the scenario and can result in a different payout or certain exclusions to apply to the loss. Such as vacancy time periods. Or if the home was being occupied or not. Additionally, many policies have specific coverage limits and understanding these differences can determine whether you receive full policy benefits and compensation for your Vandalism loss or nothing at all.

Vandalism Damage and Advocate Public Adjustment

A Vandalism occurrence can be quite upsetting and a costly experience for most homeowners. Especially, when it results in a significant amount of damage done to your home. Whether it’s a broken window, defaced walls with profanity sprayed or written all over the place, that defames you and or your family. You may feel violated to say the least. Just knowing that there was unknown person(s) in your personal space “Your Home” that were not invited…pisses you off. The feeling of being violated can be overwhelming to overcome.

Furthermore, many homeowners are not familiar with how insurance companies handle and or investigate home claims for damages caused by vandalism.

There are several types of Insurance policies and they can differ in how they treat vandalism claims.

How do vandals cause damage to properties in Pennsylvania? What are the critical differences between a vandalism v. theft claim? And how can we help maximize your settlement from a sudden vandalism related claim?

At Advocate Public Adjustment, LLC we specialize in helping homeowners navigate the entire Vandalism Home Claim Process ensuring every policyholder that we represent receives the full compensation they deserve and entitled to under the terms and conditions of their homeowner insurance policy. We work on your behalf to structure and negotiate the best settlement possible when insurance companies try to minimize or avoid paying for vandalism home property damage claims.

We understand the stress and frustration that comes with filing a vandalism insurance claim, especially when the insurance company delays or denies your claim. That’s why we offer expert home claim help and services to Pennsylvania homeowners when a vandalism situation occurs to their home.

Baseboard Hot Water – Radiator leak
Condensation leak from air conditioner
Dishwasher leak
Drain line – Stack line
Freezing of pipes
Hot Water Heater
Sewer Line Curbside
Sewer Line Vandalism

Sewer Line Burst
Shower pan
Shower Stall
Supply line
Toilet leak
Tub diverter
Washing machine hose burst
Sump Pump failure need endorsement – and is not considered part of the plumbing system in the home.

Contact Advocate Public Adjustment Public Adjusters today to start the water damage insurance claim process.

Call (215) 364-4546

Call (215) 364-4546 or email support@advocatepublicadjustment.com or simply fill out the form to get started!.