Rick Kinney owner of Advocate Public Adjustment is your Home Claims Expert. Why?
Because of his specialized knowledge and education in this industry. Yes, that is correct. Here’s why.
- Building custom homes and townhomes with rough framing experience.
- Roofing, siding, window replacement and deck building.
- Worked at a lumber yard when they were still around back in the day. Before, the big box stores came into the picture. Putting most lumber yards and hardware stores out of business.
With specific property damage home claims knowledge and with several decades of experience, that really does benefit you the policyholder. Yes, this is why Advocate Public Adjustment is your Home Claims Expert. With decades of experience establishing realistic dollar amounts being claimed, without fluff, or submitting a “Fluffernutter” sandwich as to your formal written dollar amount being claimed as first party benefits.
Inflating claims and or claiming items not damaged can lead to big problems. In addition, this will cause unnecessary delays in settling your homeowners claim. We are not that kind of Public Adjuster.
We have a reputable name in the business. Reputation is everything. After all, we are your “ADVOCATE in Property Damage Home Insurance Claims”.
We are compelled to give you copies of everything being submitted to your insurance company on your behalf. Therefore, we have absolutely nothing to hide from you. - A “Paralegal Degree” – that enlighten the journey into contract law, leading into this specialized niche of the “Public Adjuster” world back in 1992. Several Decades ago. Now everybody is a public adjuster these days.
- Negotiated thousands of Property Damage Insurance Claim Settlements since 1992. Full time everyday claims practice since then.
- Created a 9 – Step VIDEO Home Claims Course through the Educational Portal called “Property Claim Tips”. Educating all homeowners about the entire Home Claims Process from start to finish and everything in between if they decided to Do-It-Yourself. Saving Money & Saving Time.
YES, this is correct. The Do-it-Yourself Home Claims Course. Teaches you EVERYTHING you need to know. The Home Claims Course should be in all homeowner’s personal library and or their arsenal when dealing with the Almighty Insurance Company as a reference tool.
You Might Be Asking yourself… Why would we do this?
Because back in 1992 there were only a handful of Public Adjusters that took pride in what we were doing. Helping You the Homeowner receive a fair, prompt, and equitable settlement.
Frankly speaking, there are way too many public adjusters in our area.
Everybody is a “Public Adjuster” these days.
REALLY…
Too many people are getting licensed to make fast money. Becoming part of a pyramid scheme, or down-line, up-line or whatever, and they do not understand this business model.
Not doing the job that they were hired to do.
Just accepting first time settlement offers from the insurance company. These types of Public Adjusters have absolutely no idea of the cost to repair or replace damaged property. They never create or present an estimate with an accurate, realistic dollar amounts that are being claimed on your behalf. What are you claiming? Do you know? You should.
These types of “Public Adjusters” just show up during the initial staff adjuster, independent adjuster or your insurance company representatives’ first inspection.
Without anything to present on you the policyholder named insureds behalf. Absolutely Nothing. They do not create a unit cost line-item estimate that represents the repairs needed or the replacement value of the property damage sustained to your home.
Presenting an accurate detailed line-item estimate is your formal first party demand as to what is being claimed on your behalf. After all, this is what public adjusters do. That is Good Ones with decades of experience.
The bottom line is that these types of Public Adjusters give us all a bad name and they are considered scammers. These types are in business to make quick money, by doing absolutely nothing, but showing up in their Bently, Porche, Mercedes or whatever.
You can never get in contact with them, because they are too busy going to their shore house in the summer or their cabin in the winter…etc.
You get the idea right. You may have already experienced this type of Public Adjuster in the past. Leaving a very bad taste, and or creating a frustrating experience never to hire a public adjuster ever again.
We are proud to say that we are not this type of Public Adjuster and this is why we offer the Home Claims Services that we do in our SERVICES menu.
We are Your Home Claims Expert
We are here to help you the policyholder named insured in any way that we can. This is why we offer the Home Claims Services that we do.
- As Your Public Adjuster that will negotiate on your behalf.
- As a Pricing Dispute Resolution Specialist.
- Estimating Line-item unit cost property damage estimates.
- Developed an Education Platform “Property Claim Tips”
So, to answer your question why would you do this?
Again, to help you the policyholder. By educating you with the right information giving you the knowledge that allows you to fully understand the entire home claims process. Or by allowing us to serve you as your Home Claims Expert Public Adjuster.
Getting Money from the Insurance Company isn’t Easy
Arming you with a skill set, that gives you the ammunition necessary in order to negotiate yourself. This is a specialized industry…Right. Property Claim Tips has designed a roadmap just for you.
KNOWLEDGE is POWER
Call us in order to provide our Home Claims Expert Advocate Public Adjustment services by representing you and your first party insurance claim interest from start to finish. We will provide emergency services if needed, create a detailed unit cost line-item estimate, meet with your insurance company representatives, negotiate a fair, prompt and equitable property damage settlement. Afterall, this is what we have been doing for decades now. Or if you choose to Do-It-Yourself. We are here just for you.
Thank you,
Rick Kinney
Advocate Public Adjustment, LLC