Free
Water Damage Policy Evaluation
No Obligations at all
No Obligations at all
You Need to know and understand if your homeowner insurance policy will cover
Plumbing Leak Water Damage…right?
Water Damage is one of several reasons WHY a homeowner may file a home insurance claim.
WATER that escapes a plumbing, heating, air conditioning, fire protection sprinkler system, or a household appliance DOES NOT mean that the insurance company is obligated to pay for the damage. THAT’s RIGHT…!
Accidental Discharge or Overflow of Water or Steam is the Peril needed in the policy to pursue policy benefits. This peril means accidental discharge or overflow of water or steam from within a plumbing, heating, air conditioning or automatic fire protective sprinkler system or from within a household appliance. It will not pay for the appliance the water escaped or the system. However, there are special circumstances that the insurance company doesn’t inform you about.
We know and understand the policy types and endorsements that alter water damage coverage.
Her are just a few scenarios of Plumbing – HVAC water damage home business claims we handle.
- Baseboard Hot Water – Radiator leak
- Condensation leak from air conditioner
- Dishwasher leak
- Drain line – Stack line
- Freezing of pipes
- Hot Water Heater
- Sewer Line Curbside
- Sewer Line Vandalism
- Sewer Line Burst
- Shower pan
- Shower Stall
- Supply line
- Toilet leak
- Tub diverter
- Washing machine hose burst
- Sump Pump failure need endorsement – and is not considered part of the plumbing system in the home.
We are just being HONEST and upfront with you!
- You owe it to yourself to call Advocate Public Adjustment when your home or business sustains water damage. We are Your Water Damage Public Adjuster who will deliver the results you deserve as a policyholder when water intrusion damages your home.
- The water damage insurance claim valuation process can be complicated if you are not trained properly. Since 1992 Rick Kinney has been negotiating Water Damage Home and Business Insurance Claim Settlements.
- Water damage to your home or business is not always apparent or visible. However, there are techniques and methods that we use in the water damage insurance claim industry that can identify the smallest amount of moisture levels that the naked eye cannot notice.
- Extreme care must be taken when water damages your home, business and or personal property.
- Precise drying out of the structure techniques and proper methods of repair are defined by Advocate Public Adjustment as your professional water damage public adjuster. We eliminate future issues that could develop if not addressed properly when a sudden and accidental water damage occurrence to your home.
- If this is not addressed and dealt with in a timely manner it may cause a denial of your home water damage insurance claim or business water damage claim. More importantly, it could trigger issues down the road if you were ever to sell the property.
- Please understand that all claims filed these days are entered into the “CLUE” database. Comprehensive Loss Underwriting Exchange. This means that if you were to sell the property you would need to disclose the fact the you had a WATER DAMAGE occurrence.
- The new buyer will want to know this fact and will be concerned about MOLD & MOLD SPORES. Typically, you will need to show professional documentation that this was handled properly and was mitigated by professionals.
- Advocate Public Adjustment understands this very well as Your Advocate in Water Damage Home and Business Claims.
- Experience with Water Damage Home Claims Since 1992 is a critical element when processing and negotiating a successful water damage claim settlement from start to finish on your behalf.
- Advocate Public Adjustment Public Adjusters have the water damage experience and knowledge with proper building construction methods, proper water damage clean-up techniques and with water damage evaluation estimating systems that create thorough detailed line by line unit cost insurance estimates used in the industry. This works to your advantage.
- One call to “Your Water Damage Public Adjuster” can change the anxiety levels you may develop with a quick rapid response taking control once Advocate Public Adjustment is on the scene.
- Insurance companies are in business to make money and not give it away. This is called “PROFIT”. They make it hard for you to receive what you are really entitled.
- Advocate Public Adjustment Public Adjusters will make certain to maximize your home, or business personal property water damage insurance claim.
- Your home is your most valuable possession that is unless you have children of course. We protect your assets and cover your interest making sure that you are compensated for every dollar owed to you under the policy that you purchased.
- Advocate Public Adjustments Public Adjusters will see that your property is restored back to a Pre-Loss Condition that existed prior by avoiding the haggling and stress your insurance company will impose on you when filing a Plumbing HVAC Leak Water Damage insurance claim.
Contact Advocate Public Adjustment Public Adjusters today to start the wind damage insurance claim process.
(215) 364-4546 / (215) 622-0090
Get maximum benefits that you deserve from a Wind Damage Insurance Claim.